On 9 Sep 2021, at 17:08, mike wilson <m.9.wilson@ntlworld.com> wrote:  On 09 September 2021 at 15:57 ann sanfedele <annsan@nyc.rr.com> wrote: P.s. while I'm thinking about that.. perhaps I should just get a new wallet+lanyard that has the RFID stuff in it.. they are abundant, but none I've seen on line so far are quite as nice as the little Lesportsac one I have now that isn't RFID. Well, a justifiable shopping expedition is a plus. ann Aluminium foil is your friend. 8 -) Something like this would be more appropriate for ann. https://www.metmuseum.org/art/collection/search/145899

Coming to this pretty late, but companies have to have authorization to charge your account, otherwise this OMNI reader thing can just suck money out of every touchless card that wanders by. I can't imagine that's legal. Perhaps telling your bank/credit card company that OMNI is not authorized to charge you would be a better path. On 9/7/21 9:46 AM, ann sanfedele wrote: > Intro: > we are now issued credit and debit cards with a little "speaker" symbol > on them so that one can be totally contactless when using a card.. just > swish your card on the vicinity of/ over the designated reader and  it > takes your money.  IN NY we have these things called an OMNI reader on > busses and subways.  since I am a senior I have my own card which one > still has to swipe because the Omni machine is reading your regular > credit crds and doesn't know you are old. HOwever  that does not keep > the OMNI machine which is often located right next to the metrocard > slot, from reading a credit card that gets close to it.  bottom line.. > MY debit card is in a lanyard that hangs on my neck > and at a level that , when I leaned forward to dip my metrocard got too > close to the OMNI reader and releaved me of $2.75 .. > > NOw I have to pay especially close attention to my money so I found what > happened and eventually got my money back and was told I should keep my > credit cards in those protective sleeves they make for passport cards. I > also can't get another card without the chip in it that lets you swish > instead of insert a card ... > > anyone know how I can disable that feature without disabling my regular > chip or swipe strip?  IT is at the opposite end of the card from the > regular chip and not near the > swipe strip. > > Thanks > ann >

I've been using that, actually..  .. but it is annoying to extract the card from my little purse. I talked to more bank people.. TD bank has a policy of a fixed amount of $100 as a cap on contactless usage and it can neither be lowered or raised on an individual basis - but of course will fight any unauthorized buys.  Discover won't remove the feature and has no limit on how much you can spend but assures challenging any purchases for you that you did not make. as I said -- excuse to shop for a new holder.. ann On 9/9/2021 12:08 PM, mike wilson wrote: >> On 09 September 2021 at 15:57 ann sanfedele <annsan@nyc.rr.com> wrote: >> >> >> P.s. while I'm thinking about that.. perhaps I should just get a new >> wallet+lanyard that has the RFID stuff in it.. they are abundant, but >> none I've seen on line so far >> are quite as nice as the little Lesportsac one I have now that isn't >> RFID.  Well, a justifiable shopping expedition is a plus. >> >> ann > Aluminium foil is your friend. 8 -) > >> On 9/9/2021 3:45 AM, Bob Pdml wrote: >>> It might be more fruitful to ask the bank via their website, rather than a clerk who doesn’t seem to understand, to set the contactless limit to $0.00. >>> >>>> On 9 Sep 2021, at 02:10, mike wilson <m.9.wilson@ntlworld.com> wrote: >>>> >>>> Just to clarify; the bank does nothing to the card. It just alters the protocols on your account so that it does not allow contactless payments. >>>> > -- > %(real_name)s Pentax-Discuss Mail List > To unsubscribe send an email to pdml-leave@pdml.net > to UNSUBSCRIBE from the PDML, please visit the link directly above and follow the directions. -- ann sanfedele photography https://annsan.smugmug.com https://www.cafepress.com/+ann-sanfedele+gifts https://www.lulu.com/spotlight/annsan https://www.createphotocalendars.com/Shop/annsanfedelecalendarsandbooks

> On 09 September 2021 at 17:31 Groovy Bob Pdml <PDMLBW@hotmail.com> wrote: > > > On 9 Sep 2021, at 17:08, mike wilson <m.9.wilson@ntlworld.com> wrote: > >  > On 09 September 2021 at 15:57 ann sanfedele <annsan@nyc.rr.com> wrote: > > > P.s. while I'm thinking about that.. perhaps I should just get a new > wallet+lanyard that has the RFID stuff in it.. they are abundant, but > none I've seen on line so far > are quite as nice as the little Lesportsac one I have now that isn't > RFID. Well, a justifiable shopping expedition is a plus. > > ann > > Aluminium foil is your friend. 8 -) > > Something like this would be more appropriate for ann. > > https://www.metmuseum.org/art/collection/search/145899 > Reminds me of the minidresses made from TSR2 circuit boards that you could buy from Exchange and Mart in the late 60s.

How about cutting a piece of aluminum foil twice the size of the card so that the card would sandwich between the leaves when you fold it in half? https://www.youtube.com/watch?v=1c1klL4IVBA Part 2: https://www.youtube.com/watch?v=MhMkrovtaV0 Maybe if the bank has one of those "paper" sleeves for cards you could glue the foil to the outside? I'd talk to the bank again and see if they will give you a RFID sleeve for your card as a courtesy ... giving away the sleeves would cost them less than giving away toasters. I did a quick google search for "sleeve for credit card to prevent contactless reading" - got a hit from Amazon, so I searched Amazon for RFID blocking sleeves: https://www.amazon.com/s?k=rfid+blocking+sleeves&i=office-products&crid=IORKDXG7RWMQ&sprefix=RFID%2Coffice-products%2C203&ref=nb_sb_ss_ts-doa-p_1_4 I also did a search for "LeSportsac lanyard" to get an idea what they were like and I pretty sure cards inside RFID sleeves should fit inside. And then ... because anything worth doing is worth OVER-doing ... Do RFID protective sleeves work? https://www.youtube.com/watch?v=NKwJwOm3bfI Apparently some do, and some are better than others. On 9/8/2021 18:56:47, ann sanfedele wrote: > I tried .. I went to the bank today to ask if they could remotely turn off the > switch as Mike had reported he had beena ble to do in England.. but > as you say below, P.J. , disrupting it somehow would also disable the chip and > strip - the gal at th e bank pointed out to me that the "swish" > feature was imbedded right under the chip . > > but MIke's suggestion of having two swishables in my purse next to each other > would confuse a reader and nothing would get processed... although > I seldom carry more than one card so if somethin untoward occurs only one of my > credit/debit cards is affected. > > I really love my pretty little LeSportsac lanyardlike thingy.. if I can find a > small enough one that has the protective stuff sewn in and is not > too heavy I'll switch. > > ann > > On 9/8/2021 5:50 PM, P. J. Alling wrote: >> You could do worse than just cash.  Unfortunately anything that I can think of >> that would disable the contactless system on your card would probably also >> disable the chip and swipe strip at the same time.  The banks and government >> really want you to be traceable in all your economic transactions abet for >> somewhat different reasons. >> >> This really annoys me, so I try to tell them to stuff themselves as often as >> possible, and cash is the hardest thing to trace.  It also can't be >> automatically deducted from your wallet as yet. >> >> On 9/7/2021 11:18 AM, ann sanfedele wrote: >>> I do have a sleeve.. it just makes my mini purse a bit crowded.. >>> At the moment I"m just swinging it around to my back when I get on a bus >>> and sadly I see that the little symbol is in fact lined up with the swipe >>> strip.. >>> >>> may have to go back to carrying just cash >>> >>> ann >>> >>> On 9/7/2021 9:55 AM, Bill wrote: >>>> I don't think you can disable near field communicationo have a sleeve >>>> without taking the >>>> card apart. About the only option is a sleeve that blocks the signal. >>>> >>>> Bill >>>> >>>> >>>> On Tue., Sep. 7, 2021, 7:46 a.m. ann sanfedele, <annsan@nyc.rr.com> wrote: >>>> >>>>> Intro: >>>>> we are now issued credit and debit cards with a little "speaker" symbol >>>>> on them so that one can be totally contactless when using a card.. just >>>>> swish your card on the vicinity of/ over the designated reader and  it >>>>> takes your money.  IN NY we have these things called an OMNI reader on >>>>> busses and subways.  since I am a senior I have my own card which one >>>>> still has to swipe because the Omni machine is reading your regular >>>>> credit crds and doesn't know you are old. HOwever  that does not keep >>>>> the OMNI machine which is often located right next to the metrocard >>>>> slot, from reading a credit card that gets close to it. bottom line.. >>>>> MY debit card is in a lanyard that hangs on my neck >>>>> and at a level that , when I leaned forward to dip my metrocard got too >>>>> close to the OMNI reader and releaved me of $2.75 .. >>>>> >>>>> NOw I have to pay especially close attention to my money so I found what >>>>> happened and eventually got my money back and was told I should keep my >>>>> credit cards in those protective sleeves they make for passport cards. >>>>> I also can't get another card without the chip in it that lets you swish >>>>> instead of insert a card ... >>>>> >>>>> anyone know how I can disable that feature without disabling my regular >>>>> chip or swipe strip?  IT is at the opposite end of the card from the >>>>> regular chip and not near the >>>>> swipe strip. >>>>> >>>>> Thanks >>>>> ann >>>>> >>>>> -- >>>>> ann sanfedele photography >>>>> https://annsan.smugmug.com >>>>> https://www.cafepress.com/+ann-sanfedele+gifts >>>>> https://www.lulu.com/spotlight/annsan >>>>> https://www.createphotocalendars.com/Shop/annsanfedelecalendarsandbooks >>>>> -- >>>>> %(real_name)s Pentax-Discuss Mail List >>>>> To unsubscribe send an email to pdml-leave@pdml.net >>>>> to UNSUBSCRIBE from the PDML, please visit the link directly above and >>>>> follow the directions. >>>>> >>>> -- >>>> %(real_name)s Pentax-Discuss Mail List >>>> To unsubscribe send an email to pdml-leave@pdml.net >>>> to UNSUBSCRIBE from the PDML, please visit the link directly above and >>>> follow the directions. >>> > -- Science - Questions we may never find answers for. Religion - Answers we must never question.

I'm pretty sure you can find an RFID sleeve for your card that will both work & will fit inside your current lanyard thingy. You can be like Archie Bunker ... have your cake and Edith too. On 9/9/2021 14:34:05, ann sanfedele wrote: > I've been using that, actually..  .. but it is annoying to extract the card from > my little purse. > > I talked to more bank people.. TD bank has a policy of a fixed amount of $100 as > a cap on contactless usage and it can neither be > lowered or raised on an individual basis - but of course will fight any > unauthorized buys. >  Discover won't remove the feature and has no limit on how much you can spend but > assures challenging any purchases for you that you did not make. > > as I said -- excuse to shop for a new holder.. > > ann > > On 9/9/2021 12:08 PM, mike wilson wrote: >>> On 09 September 2021 at 15:57 ann sanfedele <annsan@nyc.rr.com> wrote: >>> >>> >>> P.s. while I'm thinking about that.. perhaps I should just get a new >>> wallet+lanyard that has the RFID stuff in it.. they are abundant, but >>> none I've seen on line so far >>> are quite as nice as the little Lesportsac one I have now that isn't >>> RFID.  Well, a justifiable shopping expedition is a plus. >>> >>> ann >> Aluminium foil is your friend. 8 -) >> >>> On 9/9/2021 3:45 AM, Bob Pdml wrote: >>>> It might be more fruitful to ask the bank via their website, rather than a >>>> clerk who doesn’t seem to understand, to set the contactless limit to $0.00. >>>> >>>>> On 9 Sep 2021, at 02:10, mike wilson <m.9.wilson@ntlworld.com> wrote: >>>>> >>>>> Just to clarify; the bank does nothing to the card.  It just alters the >>>>> protocols on your account so that it does not allow contactless payments. >>>>> >> -- -- Science - Questions we may never find answers for. Religion - Answers we must never question.

Doug - It is the placement of the machine on the bus that allows for contactless payment of bus fare that is the problem.. and it is likely to have swiped $2.75 from more people who wear their cards on a lanyard or have them in a pocket or purse that is at the same level as the fare taker on the bus. It doesn't affect people paying full fares that want to use any credit card to pay and so swish on purpose..  although there have been cases reported of someone being charged twice.. for those of us who have discounted metro cards the contactless payment on public transportation is not an option.. we still have to dip or swipe our senior or disabled citizen cards .  by 2025, we are told, all  busses and train stations will be equipped with OMNI machines and using them will be the only option.. by then they are supposed to have figured out how to recognize that one is supposed to get a discount. BTW - the OMNI reads your phone if your phone has the correct stuff in it, or your apple watch, etc. anyway, I"m getting an new little purse ann On 9/9/2021 1:56 PM, Doug Brewer wrote: > Coming to this pretty late, but companies have to have authorization > to charge your account, otherwise this OMNI reader thing can just suck > money out of every touchless card that wanders by. I can't imagine > that's legal. > > Perhaps telling your bank/credit card company that OMNI is not > authorized to charge you would be a better path. > > > -- ann sanfedele photography https://annsan.smugmug.com https://www.cafepress.com/+ann-sanfedele+gifts https://www.lulu.com/spotlight/annsan https://www.createphotocalendars.com/Shop/annsanfedelecalendarsandbooks

JOhn - I'm doing that already.. it is just awkward in removing the card from the thin pocket ann On 9/9/2021 3:30 PM, John wrote: > How about cutting a piece of aluminum foil twice the size of the card > so that the card would sandwich between the leaves when you fold it in > half? > > https://www.youtube.com/watch?v=1c1klL4IVBA > > Part 2: > createphotocalendars.com/Shop/annsanfedelecalendarsandbooks

I understand the how. It's the authorization I don't get. Somewhere along the line, the company has to ask to take the funds. Proximity isn't permission. On 9/9/21 3:38 PM, ann sanfedele wrote: > Doug - > It is the placement of the machine on the bus that allows for > contactless payment of bus fare that is the problem.. and it is likely > to have swiped $2.75 from > more people who wear their cards on a lanyard or have them in a pocket > or purse that is at the same level as the fare taker on the bus. It > doesn't affect > people paying full fares that want to use any credit card to pay and so > swish on purpose..  although there have been cases reported of someone > being charged twice.. > for those of us who have discounted metro cards the contactless payment > on public transportation is not an option.. we still have to dip or > swipe our senior or disabled citizen cards .  by 2025, we are told, all > busses and train stations will be equipped with OMNI machines and using > them will be the only option.. by then they are supposed to have figured > out how to recognize that one is supposed to get a discount. BTW - the > OMNI reads your phone if your phone has the correct stuff in it, or your > apple watch, etc. > > anyway, I"m getting an new little purse > > ann >

It actually is, in this case..  If you hold a credit card or phone close enough to a machine that permits "contactless" payments and your card is set up to do that - that is, has the chip. The OMNI reader doesn't know that I accidentally leaned too close to it so that my card ,even in my purse, was close enough to be read.  Of course the MTA (transit authority) is an approved collector of funds  The OMNI gadgets are collecting funds for the MTA. ann On 9/9/2021 4:43 PM, Doug Brewer wrote: > I understand the how. It's the authorization I don't get. Somewhere > along the line, the company has to ask to take the funds. Proximity > isn't permission. > > On 9/9/21 3:38 PM, ann sanfedele wrote: >> Doug - >> It is the placement of the machine on the bus that allows for >> contactless payment of bus fare that is the problem.. and it is >> likely to have swiped $2.75 from >> more people who wear their cards on a lanyard or have them in a >> pocket or purse that is at the same level as the fare taker on the >> bus. It doesn't affect >> people paying full fares that want to use any credit card to pay and >> so swish on purpose..  although there have been cases reported of >> someone being charged twice.. >> for those of us who have discounted metro cards the contactless >> payment on public transportation is not an option.. we still have to >> dip or swipe our senior or disabled citizen cards .  by 2025, we are >> told, all busses and train stations will be equipped with OMNI >> machines and using them will be the only option.. by then they are >> supposed to have figured out how to recognize that one is supposed to >> get a discount. BTW - the OMNI reads your phone if your phone has the >> correct stuff in it, or your apple watch, etc. >> >> anyway, I"m getting an new little purse >> >> ann >> > -- > %(real_name)s Pentax-Discuss Mail List > To unsubscribe send an email to pdml-leave@pdml.net > to UNSUBSCRIBE from the PDML, please visit the link directly above and > follow the directions. -- ann sanfedele photography https://annsan.smugmug.com https://www.cafepress.com/+ann-sanfedele+gifts https://www.lulu.com/spotlight/annsan https://www.createphotocalendars.com/Shop/annsanfedelecalendarsandbooks